The Life

Have you ever looked at someone and thought hey id love to have what they have? If you answered yes then you have a pulse if not your to far gone to help just get the casket i know a good funeral home. But seriously we all have and its not necessarily bad it just adds to our dreams. But in most cases if you were to trade places with that person you wouldn't like it. There may be reasons why they have what they have and it might not be a good one. They could've inherited the money from a lost loved one well that's not very appealing is it. Theres also the most common and scary one they could be in debt up to or past there eyeballs. Its ok to want nice things its not ok to buy them if you don't have the means to afford it. Im not saying you have to pay cash but you should be aware and able to handle the bill thats gonna come with it. Its like the SNL skit if you don't have the money don't buy it that's pretty much how we got into this state of affairs the country is in now. Im also partial to the 30 day policy if you see something you like and have the money or can save for it wait 30 days without seeing it or thinking about it and then look again. Then if you want and can afford it than by all means go for it. Being frugal doesn't mean going without nice things it means figuring out what you need to get buy on and then doing whats right with whats left. It doesn't mean you can't splurge here or there to satisfy your buying craze it just means that when you do go a little cheaper. I used to be bade about that ive been known to use a whole paycheck paying overdraft charges. Now im charge free for a year. I have a problem of buying on impulse so now i plan my spending instead of buying a brand new game or athletic apparel i buy a used game; i once wanted a basketball game so bad i just had to buy one so i did but i bought a used older version for 3 dollars it satisfied my need and it was way cheaper than the 59 dollar price tag of the new one. Im also a rewards member at a sporting goods store so when holidays come i try to shop there so i can get points towards gift cards. When i get them i just don't go use them i wait till i get the urge to buy something i use the card plus i try to go small like a water bottle or a clearance item so i have money on the card left for the next splurge attack. So this was a little bit into the ways of being frugal it not easy but it can be plus its very simple if you can't afford it don't buy it. Thanks for your visit and as always comments and suggestions are welcome.
junojr